/* ===========================================================
   Vital Brokers — shared stylesheet
   =========================================================== */

@font-face {
  font-family: 'Manrope';
  src: url('../assets/fonts/Manrope-Medium.woff2') format('woff2');
  font-weight: 500;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Manrope';
  src: url('../assets/fonts/Manrope-SemiBold.woff2') format('woff2');
  font-weight: 600;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Manrope';
  src: url('../assets/fonts/Manrope-Bold.woff2') format('woff2');
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Source Sans 3';
  src: url('../assets/fonts/SourceSans3-Regular.woff2') format('woff2');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Source Sans 3';
  src: url('../assets/fonts/SourceSans3-Medium.woff2') format('woff2');
  font-weight: 500;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Source Sans 3';
  src: url('../assets/fonts/SourceSans3-SemiBold.woff2') format('woff2');
  font-weight: 600;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Source Sans 3';
  src: url('../assets/fonts/SourceSans3-Bold.woff2') format('woff2');
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}

:root {
  --bg: #F2F1EE;
  --ink: #1C1C1A;

  --navy: #00305C;
  --navy-light: #003A6D;
  --navy-dark: #002745;
  --navy-darker: #002034;

  --accent: #B85C1E;
  --accent-hover: #96450F;
  --accent-on-navy: #E39A5E;

  --link: #A44C13;
  --link-hover: #7E3708;
  --focus: #C4692A;

  --card-border: rgba(0, 48, 92, 0.10);
  --card-border-hover: rgba(0, 48, 92, 0.34);

  --muted-1: #55534E;
  --muted-2: #45433F;
  --muted-3: #5E5C57;
  --muted-4: #6E6B65;
  --muted-5: #7A7873;
  --muted-6: #8C8A86;

  --input-bg: #FBFAF8;
  --input-border: #CFCEC9;
  --hairline: #E6E4DF;

  --on-navy-1: #FFFFFF;
  --on-navy-2: #C7DBEC;
  --on-navy-3: #A9C4DA;
  --on-navy-4: #8FBBE0;
  --on-navy-5: #DCE8F2;
  --on-navy-6: #B6CBDD;

  --font-heading: 'Manrope', 'Avenir Next', Avenir, Futura, 'Trebuchet MS', Helvetica, sans-serif;
  --font-body: 'Source Sans 3', 'Helvetica Neue', Helvetica, Arial, sans-serif;
}

html {
  -webkit-text-size-adjust: 100%;
  background: var(--bg);
}

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font-body);
  -webkit-font-smoothing: antialiased;
}

*, *::before, *::after { box-sizing: border-box; }

a { color: var(--link); text-decoration: none; }
a:hover { color: var(--link-hover); text-decoration: underline; }

a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 3px;
}

input::placeholder, textarea::placeholder { color: var(--muted-6); }

img { max-width: 100%; height: auto; display: block; }

@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; transition: none !important; }
}

/* ---------- layout shell ---------- */

.page-shell {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  background: var(--bg);
}

.wrap {
  max-width: 1180px;
  margin: 0 auto;
  padding-left: 28px;
  padding-right: 28px;
}

main { flex: 1; }

/* ---------- header ---------- */

#site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(242, 241, 238, 0.94);
  -webkit-backdrop-filter: saturate(140%) blur(8px);
  backdrop-filter: saturate(140%) blur(8px);
  border-bottom: 1px solid rgba(0, 48, 92, 0.10);
}

#site-header .header-inner {
  max-width: 1180px;
  margin: 0 auto;
  padding: 12px clamp(16px, 3vw, 28px);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px 16px;
  flex-wrap: wrap;
}

#site-header .logo-link {
  display: block;
  width: clamp(94px, 24vw, 132px);
  flex: none;
}

#site-header .logo-link img { width: 100%; height: auto; }

#site-header nav {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 4px 2px;
  flex-wrap: wrap;
}

#site-header nav a {
  font-family: var(--font-body);
  font-size: 15px;
  letter-spacing: 0.015em;
  padding: 10px clamp(9px, 2.4vw, 14px);
  color: #2A2A28;
  border-radius: 2px;
  transition: color 160ms ease, background 160ms ease;
}
#site-header nav a:hover,
#site-header nav a:focus-visible {
  background: rgba(0, 80, 152, 0.07);
  color: #003A6E;
  text-decoration: none;
}
#site-header nav a[aria-current="page"] { color: var(--navy); font-weight: 600; }

#site-header nav a.nav-cta {
  font-family: var(--font-heading);
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.01em;
  padding: 12px clamp(14px, 3.6vw, 20px);
  margin-left: clamp(0px, 1.4vw, 10px);
  background: var(--accent);
  color: var(--on-navy-1);
  border-radius: 2px;
  box-shadow: 0 1px 2px rgba(28, 20, 10, 0.14);
  transition: background 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}
#site-header nav a.nav-cta:hover,
#site-header nav a.nav-cta:focus-visible {
  background: var(--accent-hover);
  color: var(--on-navy-1);
  text-decoration: none;
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(184, 92, 30, 0.28);
}

@media (max-width: 720px) {
  #site-header .header-inner { padding: 10px 16px; gap: 8px 10px; }
  #site-header nav { gap: 4px 2px; }
  #site-header nav a { font-size: 14px; padding: 9px 9px; }
  #site-header nav a.nav-cta { padding: 11px 14px; margin-left: 4px; }
  #site-header .logo-link { width: 92px; }
}
@media (max-width: 430px) {
  #site-header nav a { font-size: 13px; padding: 8px 7px; }
  #site-header nav a.nav-cta { padding: 10px 12px; margin-left: 2px; }
  #site-header .logo-link { width: 82px; }
}

/* ---------- dot pattern + decorative circles ---------- */

.dots {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.10) 1px, transparent 1.2px);
  background-size: 22px 22px;
}
.dots.dots-hero { opacity: 0.5; }
.dots.dots-soft { opacity: 0.4; }

.deco-circle {
  position: absolute;
  border: 1px solid rgba(255, 255, 255, 0.07);
  border-radius: 50%;
}
.deco-circle.faint { border-color: rgba(255, 255, 255, 0.05); }

/* ---------- reveal on scroll ---------- */

[data-reveal] { opacity: 1; }

/* ---------- section helpers ---------- */

.section-navy {
  position: relative;
  overflow: hidden;
}
.section-off {
  background: var(--bg);
}

.eyebrow {
  margin: 0 0 16px;
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--accent);
}
.eyebrow.on-navy { color: var(--accent-on-navy); }
.eyebrow.on-navy-blue { color: var(--on-navy-4); font-weight: 600; letter-spacing: 0.2em; }

.section-heading {
  margin: 0;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: clamp(30px, 3.6vw, 42px);
  line-height: 1.1;
  letter-spacing: -0.025em;
  color: var(--navy);
}
.section-heading.on-navy { color: var(--on-navy-1); }

.section-intro { max-width: 34em; margin-bottom: clamp(36px, 4vw, 56px); }

/* ---------- hero (shared across pages) ---------- */

.hero {
  background: var(--navy);
  background-image: linear-gradient(178deg, var(--navy-light) 0%, var(--navy) 55%, var(--navy-dark) 100%);
}
.hero-home { background-image: linear-gradient(178deg, var(--navy-light) 0%, var(--navy) 46%, var(--navy-dark) 100%); }

.hero-inner {
  position: relative;
  max-width: 1180px;
  margin: 0 auto;
  padding: clamp(64px, 8vw, 104px) 28px clamp(72px, 9vw, 112px);
}
.hero-inner.narrow { max-width: 900px; }

.hero-eyebrow {
  margin: 0 0 28px;
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--on-navy-4);
  font-weight: 600;
}

.hero-title {
  margin: 0 0 24px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: clamp(36px, 5vw, 64px);
  line-height: 1.04;
  letter-spacing: -0.03em;
  color: var(--on-navy-1);
  text-wrap: balance;
}

.hero-sub {
  margin: 0 0 26px;
  font-size: clamp(19px, 2.1vw, 23px);
  line-height: 1.5;
  color: var(--on-navy-2);
  font-weight: 500;
  max-width: 28em;
}

.hero-rule {
  height: 1px;
  background: rgba(255, 255, 255, 0.16);
  max-width: 30em;
  margin-bottom: 26px;
}

.hero-body {
  margin: 0;
  font-size: 16px;
  line-height: 1.7;
  color: var(--on-navy-3);
  max-width: 30em;
}

/* ---------- home hero grid + enquiry card ---------- */

.home-hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(360px, 1fr));
  gap: clamp(40px, 5vw, 72px);
  align-items: start;
}

.enquiry-card {
  background: var(--on-navy-1);
  border: 1px solid var(--card-border);
  border-radius: 3px;
  padding: clamp(26px, 3vw, 38px) clamp(22px, 2.6vw, 34px) 30px;
  box-shadow: 0 1px 2px rgba(0, 20, 40, 0.08), 0 24px 60px rgba(0, 20, 40, 0.28);
}

.enquiry-card h2 {
  margin: 0 0 26px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 27px;
  letter-spacing: -0.02em;
  color: var(--navy);
}

/* ---------- forms ---------- */

.enquiry-form { display: flex; flex-direction: column; gap: 18px; }

.form-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(170px, 1fr));
  gap: 18px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-size: 12px;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--muted-3);
  font-weight: 700;
}

.field input,
.field textarea {
  font-family: var(--font-body);
  font-size: 16px;
  padding: 13px 14px;
  border: 1px solid var(--input-border);
  background: var(--input-bg);
  color: var(--ink);
  border-radius: 2px;
  min-height: 48px;
  transition: border-color 160ms ease, background 160ms ease;
}
.field textarea { line-height: 1.5; resize: vertical; min-height: 0; }
.field input:focus,
.field textarea:focus {
  border-color: var(--navy);
  background: #FFFFFF;
  outline: none;
}
.field input:focus-visible,
.field textarea:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 2px;
}

.honeypot-field {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

fieldset.radio-group {
  border: 0;
  padding: 0;
  margin: 4px 0 0;
}
fieldset.radio-group legend {
  padding: 0;
  margin: 0 0 12px;
  font-size: 12px;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--muted-3);
  font-weight: 700;
}
.radio-options {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 24px;
}
.radio-options label {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 16px;
  color: var(--ink);
  min-height: 32px;
  cursor: pointer;
}
.radio-options input {
  width: 18px;
  height: 18px;
  accent-color: var(--navy);
}

.btn-submit {
  font-family: var(--font-heading);
  font-size: 17px;
  font-weight: 600;
  letter-spacing: 0.01em;
  color: var(--on-navy-1);
  background: var(--accent);
  border: 0;
  border-radius: 2px;
  padding: 17px 24px;
  min-height: 54px;
  cursor: pointer;
  box-shadow: 0 1px 2px rgba(28, 20, 10, 0.16);
  transition: background 180ms ease, transform 180ms ease, box-shadow 180ms ease;
}
.btn-submit:hover:not(:disabled) {
  background: var(--accent-hover);
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(184, 92, 30, 0.30);
}
.btn-submit:disabled { opacity: 0.7; cursor: default; }

.form-note {
  margin: 0;
  font-size: 13px;
  line-height: 1.6;
  color: var(--muted-5);
}

.form-status {
  margin: 0;
  font-size: 15px;
  font-weight: 600;
  display: none;
}
.form-status.is-success { color: var(--navy); }
.form-status.is-error { color: #8A2E14; }
.form-status.is-visible { display: block; }

.enquiry-contact-strip {
  margin-top: 26px;
  padding-top: 22px;
  border-top: 1px solid var(--hairline);
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  text-align: center;
  gap: 6px 32px;
}
.enquiry-contact-strip .tel { margin: 0; font-size: 16px; color: var(--navy); font-weight: 600; }
.enquiry-contact-strip .tel a { color: inherit; text-decoration: none; }
.enquiry-contact-strip a.email { font-size: 16px; }

/* ---------- card grids ---------- */

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(clamp(200px, (1080px - 100%) * 999, 46%), 1fr));
  gap: 22px;
}

.card-light {
  background: var(--on-navy-1);
  border: 1px solid var(--card-border);
  border-radius: 3px;
  padding: 34px 28px 36px;
  box-shadow: 0 1px 2px rgba(0, 48, 92, 0.05);
  transition: border-color 240ms ease, transform 240ms ease, box-shadow 240ms ease;
}
.card-light:hover {
  border-color: var(--card-border-hover);
  transform: translateY(-5px);
  box-shadow: 0 14px 34px rgba(0, 48, 92, 0.13);
}
.card-light .card-index {
  margin: 0 0 22px;
  font-family: var(--font-heading);
  font-size: 13px;
  letter-spacing: 0.14em;
  color: var(--accent);
  font-weight: 700;
}
.card-light h3 {
  margin: 0 0 12px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 21px;
  line-height: 1.22;
  letter-spacing: -0.015em;
  color: var(--navy);
}
.card-light p { margin: 0; font-size: 16px; line-height: 1.65; color: var(--muted-1); }

.card-dark {
  background: rgba(255, 255, 255, 0.045);
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 3px;
  padding: 34px 28px 36px;
  transition: background 240ms ease, border-color 240ms ease, transform 240ms ease;
}
.card-dark:hover {
  background: rgba(255, 255, 255, 0.085);
  border-color: rgba(227, 154, 94, 0.55);
  transform: translateY(-5px);
}
.card-dark .card-mark {
  width: 26px;
  height: 2px;
  background: var(--accent-on-navy);
  margin-bottom: 22px;
}
.card-dark h3 {
  margin: 0 0 12px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 21px;
  line-height: 1.22;
  letter-spacing: -0.015em;
  color: var(--on-navy-1);
}
.card-dark p { margin: 0; font-size: 16px; line-height: 1.65; color: var(--on-navy-6); }

/* ---------- CTA banner ---------- */

.cta-banner-wrap {
  background: var(--bg);
}
.cta-banner-wrap .wrap {
  padding-top: clamp(60px, 7vw, 96px);
  padding-bottom: clamp(64px, 7.5vw, 104px);
}

.cta-banner {
  position: relative;
  overflow: hidden;
  background: var(--navy);
  background-image: linear-gradient(178deg, var(--navy-light) 0%, var(--navy) 55%, var(--navy-dark) 100%);
  border-radius: 3px;
  box-shadow: 0 1px 2px rgba(0, 48, 92, 0.10), 0 22px 52px rgba(0, 48, 92, 0.20);
  padding: clamp(44px, 5.4vw, 72px) clamp(28px, 4vw, 56px) clamp(46px, 5.6vw, 74px);
}

.cta-banner-content { position: relative; }

.cta-wordmark {
  margin: 0 0 clamp(28px, 3.4vw, 44px);
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: clamp(40px, 6.4vw, 76px);
  line-height: 1;
  letter-spacing: -0.035em;
  color: var(--on-navy-1);
}

.cta-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 36px;
  align-items: center;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  padding-top: clamp(28px, 3.4vw, 44px);
}
.cta-row h2 {
  margin: 0 0 14px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: clamp(26px, 3.1vw, 36px);
  line-height: 1.12;
  letter-spacing: -0.025em;
  color: var(--on-navy-1);
}
.cta-row p { margin: 0; font-size: 18px; line-height: 1.6; color: var(--on-navy-2); }

.btn-cta {
  display: inline-block;
  font-family: var(--font-heading);
  font-size: 17px;
  font-weight: 600;
  color: var(--on-navy-1);
  background: var(--accent);
  padding: 18px 34px;
  border-radius: 2px;
  box-shadow: 0 1px 2px rgba(28, 20, 10, 0.16);
  transition: background 180ms ease, transform 180ms ease, box-shadow 180ms ease;
}
.btn-cta:hover,
.btn-cta:focus-visible {
  background: var(--accent-hover);
  color: var(--on-navy-1);
  text-decoration: none;
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(184, 92, 30, 0.30);
}

/* ---------- about: prose sections ---------- */

.prose-block {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: clamp(12px, 3vw, 48px);
  padding: clamp(34px, 4vw, 52px) 0;
  border-top: 1px solid rgba(0, 48, 92, 0.13);
}
.prose-block h2 {
  margin: 0;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: clamp(26px, 3vw, 34px);
  line-height: 1.12;
  letter-spacing: -0.025em;
  color: var(--navy);
  max-width: 12em;
}
.prose-block p {
  margin: 0;
  grid-column: span 2;
  font-size: 17px;
  line-height: 1.8;
  color: var(--muted-2);
  max-width: 40em;
  text-wrap: pretty;
}

.closing-note {
  position: relative;
  max-width: 860px;
  margin: 0 auto;
  padding: clamp(64px, 7.5vw, 100px) 28px;
}
.closing-note-mark {
  width: 40px;
  height: 2px;
  background: var(--accent-on-navy);
  margin-bottom: clamp(28px, 3.4vw, 40px);
}
.closing-note-lead {
  margin: 0;
  font-family: var(--font-heading);
  font-weight: 500;
  font-size: clamp(21px, 2.4vw, 28px);
  line-height: 1.5;
  letter-spacing: -0.02em;
  color: var(--on-navy-1);
  max-width: 30em;
  text-wrap: pretty;
}
.closing-note-lead .headline {
  display: block;
  font-size: clamp(36px, 4.4vw, 52px);
  font-weight: 600;
  letter-spacing: -0.028em;
  line-height: 1.1;
  margin-bottom: 0.5em;
}
.closing-note-body {
  margin: clamp(22px, 2.6vw, 30px) 0 0;
  font-size: 17px;
  line-height: 1.8;
  color: var(--on-navy-6);
  max-width: 34em;
  text-wrap: pretty;
}

/* ---------- contact page ---------- */

.contact-layout {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(32px, 4vw, 48px);
  align-items: stretch;
}

.contact-form-card {
  flex: 1 1 420px;
  min-width: 300px;
  background: var(--on-navy-1);
  border: 1px solid var(--card-border);
  border-radius: 3px;
  box-shadow: 0 1px 2px rgba(0, 48, 92, 0.05), 0 18px 44px rgba(0, 48, 92, 0.07);
  padding: clamp(28px, 3.4vw, 42px) clamp(24px, 3vw, 38px) 32px;
}

.contact-details-card {
  flex: 0 1 340px;
  min-width: 280px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: var(--on-navy-1);
  border: 1px solid var(--card-border);
  border-radius: 3px;
  box-shadow: 0 1px 2px rgba(0, 48, 92, 0.05);
  padding: clamp(32px, 3.6vw, 46px) clamp(24px, 3vw, 38px);
}

.contact-details-logo {
  padding-bottom: 32px;
  border-bottom: 1px solid var(--hairline);
  margin-bottom: 34px;
}
.contact-details-logo .logo-frame {
  width: min(100%, 300px);
  margin: 0 auto;
  padding: 0 12px;
}

.contact-detail-item { padding-bottom: 34px; }
.contact-detail-item.bordered-top { border-top: 1px solid var(--hairline); padding-top: 34px; }
.contact-detail-item .label {
  margin: 0 0 10px;
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--accent);
  font-weight: 700;
}
.contact-detail-item .value-big {
  margin: 0;
  font-family: var(--font-heading);
  font-size: 22px;
  letter-spacing: -0.01em;
  color: var(--navy);
  font-weight: 600;
}
.contact-detail-item .value-big a { color: inherit; text-decoration: none; }
.contact-detail-item .value-mid { margin: 0; font-size: 18px; }
.contact-detail-item .value-text { margin: 0; font-size: 17px; line-height: 1.65; color: var(--muted-1); }

/* ---------- privacy / legal prose ---------- */

.legal-section {
  background: #FAF8F5;
}
.legal-layout {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: clamp(28px, 4vw, 64px);
  align-items: start;
  padding-top: clamp(52px, 6vw, 84px);
  padding-bottom: clamp(60px, 7vw, 96px);
}
.legal-aside {
  display: flex;
  flex-direction: column;
  gap: 10px;
  position: sticky;
  top: 28px;
}
.legal-aside p { margin: 0; }
.legal-aside .label {
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--accent);
  font-weight: 700;
}
.legal-aside .value { font-size: 17px; line-height: 1.65; color: var(--muted-2); }

.legal-body {
  grid-column: span 2;
  display: flex;
  flex-direction: column;
  gap: clamp(34px, 4vw, 48px);
  max-width: 46em;
}
.legal-group {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.legal-group.bordered {
  border-top: 1px solid rgba(0, 48, 92, 0.13);
  padding-top: clamp(30px, 3.4vw, 44px);
}
.legal-group h2 {
  margin: 0;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: clamp(24px, 2.6vw, 30px);
  line-height: 1.15;
  letter-spacing: -0.025em;
  color: var(--navy);
}
.legal-group h3 {
  margin: 6px 0 0;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 19px;
  line-height: 1.3;
  letter-spacing: -0.015em;
  color: var(--navy);
}
.legal-group p {
  margin: 0;
  font-size: 17px;
  line-height: 1.8;
  color: var(--muted-2);
  text-wrap: pretty;
}
.legal-footnote {
  margin: 0;
  border-top: 1px solid rgba(0, 48, 92, 0.13);
  padding-top: clamp(28px, 3vw, 38px);
  font-size: 14px;
  line-height: 1.75;
  color: var(--muted-4);
  text-wrap: pretty;
}

/* ---------- footer ---------- */

footer {
  background: var(--navy-darker);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}
footer .wrap {
  padding-top: clamp(44px, 5vw, 64px);
  padding-bottom: clamp(48px, 5.5vw, 68px);
  display: flex;
  flex-direction: column;
  gap: 18px;
}
footer .footer-mark {
  margin: 0 0 6px;
  font-family: var(--font-heading);
  font-size: 13px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--on-navy-1);
  font-weight: 600;
}
footer p.legal {
  margin: 0;
  font-size: 12px;
  line-height: 1.75;
  color: rgba(199, 219, 236, 0.72);
  max-width: 78ch;
}
footer .footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 14px;
  align-items: center;
  font-size: 12px;
  color: rgba(199, 219, 236, 0.72);
  border-top: 1px solid rgba(255, 255, 255, 0.10);
  padding-top: 18px;
  margin-top: 4px;
}
footer .footer-links a { font-size: 12px; color: var(--accent-on-navy); }
footer .footer-links .sep { color: rgba(255, 255, 255, 0.22); }

/* ---------- responsive ---------- */

@media (max-width: 700px) {
  .contact-layout { flex-direction: column; }
}